"the wall" A fictional work Chapter 17: the report Copyright Phil MusgraveIt was form CSIS
Secret preface
This a report on the state Canadian Society
April 30 2020
Here we would like to express our concern
over some social development we have observed. That we believe are being brought to the forefront and mitigated by the present pandemic.
An elitist attitude that could cause problems.
This is especially prevalent in companies or institutions that do not have an urgent need to serve the customer. Canadian Banks are well aware of the rule in business, “Location Location, Location.” Yet they are persisting in “temporarily closing banks in hard hit economic regions. The banks have not been co-operative in reducing lending rates on bank credit cards. A move we think would help the poor. We feel that banks must become socially involved and take more risks. These are a listing of the social and economic effects our agency has observed. There may be an increasing number of defaulted mortgages in University towns where homeowners rented rooms to students. Large apartment towers may
Lack such things as elevator maintenance and groundskeeping may suffer because tenants cannot pay rent, and cannot be evicted. Should this situation continue there could be landlords who default on Building Taxes and Mortgage payments.
Canadian banks unlike their American counterparts feel
no need to service all their customers, and seem to be setting themselves up for a win win scenario. In the U.S. banks are chartered in a different way that this agency feels makes them more responsive.
This is important because we at this agency have no indications of how long the present crisis might last. Canadian winters are always full of surprises.
Unions have raised concerns about the violation of human rights and privacy. As you well know, Prime Minister your father helped formulate the new Canadian Constitution. They have also expressed concern over Job losses, because of the institution of the virtual classroom. This may also affect university towns and the people who depend on students to fill their rental accommodation economic hard ship .
We have major concerns about older people being hidden away left to die. Nursing homes running short on staff. Also there seems to be a building resentment towards older people.
We think when all these concerns are meshed together in a society there is the possibility for the wrong kind of social change.
We feel the Canadian government must lead our Country down
the right road, during the time of phenomenal social change. So we can remain, Canada strong and free.
If I may quote Winston Churchill “We have nothing to fear but fear itself.”
John James places the folder on his desk and directly looks up
into the face of Robert Cline, the author of the report.
John, “what would you have me do Robert? Call in the army.”
Robert, “No Sir at least not with any direct confrontation with
the people. I think Canadian Banks have to step up and be prepared to take some major risks, The alternative would be Canadian society falling apart.” “Supermarkets are highly motivated to bring customers to their store and the ones in the real world own real estate. American Banks want to protect their market share. Canadian Banks are chartered differently from the Americans. The motivation just isn't there.
James,”So we change Canadian Banking laws?”
“We could bring in smaller regional charters.
“The Bank of Ontario” for example.”
James moves to end the meeting.
Robert “just one other point, Sir. I suggest the creation of the Office of Controller to see where the money we're spending is going and what effect it has. The statistical analysis would certainly help my department."
James, “thank you Robert I will get back to you.”
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